Archive for June, 2013

Home Insurance Quote – Roseville, CAWednesday, June 19th, 2013

Peterson & Grantham Insurance Brokers is an independent insurance agency located in Roseville, CA. We work with over a dozen different insurance companies (Mercury,
Allied, Travelers, Hartford,Kemper, CIG, CSE, Chubb, Fidelity, Fireman’s Fund, MetLife, Foremost, and Safeco Insurance).

All the insurance companies we represent are A+ rated and are preferred insurance carriers. Regardless if you are buying a home that is brand new or the home is over 50 years old with have the right insurance company for you.

Bundle your home and auto insurance and get up to a 25% on your home insurance.

Call a local agent, not an 800 number or a dancing Geco who does not even write home insurance!

 

Curtis Peterson/President

916-431-0400

1508 Eureka Rd Ste. 175

Roseville, CA 95661

CA license # 0F96366

Home Insurance Roseville, CAMonday, June 3rd, 2013

Is buying insurance online a good idea? After looking at some new data 65% of all consumers are looking online before they purchase insurance. Our agency Peterson & Grantham Insurance Brokers located in Roseville, CA has seen a spike in the amount of phone calls from potential clients searching for home insurance online. Our agency has embraced all the new technology that is in our field. We have over a dozen insurance companies that we write home insurance with and in less you are using a “real time rater” you would spend your entire day going to each company and doing a quote for a client. With a “real time rater” we are able to enter the information 1 time and get a quote from all of our carriers at once. Besides saving time and being able to offer our clients the most competitive rate, all the coverages are the same across the board from each company.

From here I usually email 2-3 quotes to the client for review and then review the plus and minus about each company. Just because an insurance company is cheap does not mean they might be a good fit for you and the home you own. Some clients just want insurance and could care less about the coverage and just want the cheapest policy they can find. Other clients understand that a home is one of the largest investments they will ever make in their lives and want to make sure their home and assets are covered correctly even if it costs them a couple of more dollars.

So, shopping online for insurance is a good way to review a handful of quotes all at once but from there take your time review the quotes are speak to the agent directly and understand what you are getting and not getting from the the policy you are buying. It’s always a good idea to ask questions. Also, if the premium is less than you pay now the 2 coverage’s that have the bigest impact on premium is the dwelling coverage and the deductible. If an agent lowered your dwelling coverage and increased your deductible then you may not be getting a better deal!

 

Peterson & Grantham Insurance Brokers

Curtis Peterson/President

CA License #0F96366

1508 Eureka Rd Ste. 175

Roseville, CA 95661

916-431-0413