Dwelling Fire Insurance

Dwelling Fire Insurance — More Than Just a Homeowners Policy

This is a very specific coverage for someone that is renting a residential property to a third party. The policy and coverage differ from a homeowner’s policy so you are going to want to make sure you have a dwelling fire/landlord policy if you are renting your home not a homeowner’s policy (HO-3/HO-5).

The dwelling fire policy is going to provide coverage for loss or rent (to the owner) and coverage for your tenant to rent another property while the property is not livable.

 

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